Credit Analyst

Job title : Credit Analyst
Location : Victoria
Job type : Permanent or Full Time
Salary : Up to $90,000 + super based on experience
Contact name : Celena Sonntag
Contact email : csonntag@sharpandcarter.com.au
Job reference : CRA1114CMS
  • Permanent full-time role with stability and long-term opportunity
  • Hybrid working – based in Docklands with 2 days per week from home
  • Competitive salary up to $90k + super
  • Well-supported onboarding and training
  • Additional paid wellbeing day each year
  • Purchased leave options for extra flexibility
  • Work for a reputable national business with strong values
If you’re looking for a career that genuinely makes a difference, this role offers the chance to support an organisation at the heart of Australia’s agricultural future. You’ll be joining a business with a local heartbeat backed by global strength — a workplace where safety, inclusion, integrity and results truly matter. Your contribution helps support farmers, regional communities, and essential industries across the country.

Why You’ll Love This Role
  • Join a national industry leader with a strong presence across Australia
  • Hybrid flexibility — enjoy 2 days per week working from home
  • Collaborative, values-driven environment where culture is key
  • Genuine learning, development and progression opportunities
  • Be part of a team committed to “going further” for customers and communities
  • Excellent leave and wellbeing benefits

About the Opportunity

As a Credit Analyst, you’ll support the Senior Credit Manager and the broader credit network by ensuring high-quality, accurate credit submissions that enable timely and informed decision-making. You’ll combine financial analysis with strong stakeholder engagement, proactively managing risk and ensuring compliance with policy and legislation.
This role is ideal for someone who loves detail, problem-solving, ownership, and meaningful impact.


What You’ll Do
  • Conduct financial and credit analysis for new and existing customers
  • Perform thorough checks on inbound credit submissions to ensure accuracy and completeness
  • Identify information gaps and escalate high-risk or incomplete cases to senior credit leaders
  • Apply knowledge of PPSA, AML, securities ranking and credit policy
  • Partner with branch teams, regional managers and key stakeholders
  • Ensure assessments comply with legislation, risk standards and EH&S requirements
  • Contribute to a positive, proactive, supportive team culture
What You’ll Bring
You’ll thrive here if you’re analytical, organised, relationship-focused and bring a positive, can-do attitude.

You will bring:
  • 3+ years' experience in credit, lending, financial analysis or similar
  • Strong understanding of financial statements and credit assessment principles
  • PPSR / AML experience highly regarded
  • Excellent attention to detail and strong prioritisation capability
  • Confident communication skills to build strong stakeholder relationships
  • Strong computer skills (Microsoft; SAP advantageous)
  • Degree in Business, Finance, Commerce or similar (preferred)
What You’ll Get
  • Up to $90k + super depending on experience
  • Hybrid flexibility — work from home 2 days per week
  • Purchased leave scheme + an additional paid “company day” annually
  • Ongoing training, mentoring and development pathways
  • Opportunities to support community and regional initiatives
  • Be part of a company committed to feeding the future and supporting Australian agriculture
Apply Now

If you’re a detail-driven Credit Analyst who loves financial accuracy, stakeholder partnership and continuous improvement, we’d love to hear from you.
Submit your application today.